"Farming Famine: There is room for the last boss ()"!

Zhao Huai wanted to raise pearls, which immediately aroused everyone's discussion, "You have never raised pearls, what if you can't raise them?"

"That's right, if you die, you have to mortgage the house!"

Zhao Huai has dozens of taels of silver on hand, even if the court does not borrow money, he can take the risk completely, not to mention raising pearl mussels and fish at the same time.

He is not sure that he can raise sea mussels well, and raising fish is not easy!

Following Bai Wutong, he has gained a lot of vision, but there is nothing wrong with Bai Wutong's proposal.

What's more, the word "pearl" alone made him feel that he could definitely make money.

Zhao Huai said with a smile: "The empress said that she can raise her, so she will definitely succeed. You don't want to live a good life, but I still want to live a good life!"

"The opportunity is right in front of you. If you miss it now, you will definitely regret it in the future!"

When Li Huai said this, the originally hesitant people were even more wavering.

His wife is pregnant again, and Lin Lei is still in elementary school, and later he will go to middle school, university, new house, and various household belongings.

Lin Hu's quarry works hard, but he doesn't earn as much as other technicians.

Lin Hu also wanted to create a good condition for his wife and son, and was about to learn the technology and change jobs, when he met Song Benhua promoting pearl cultivation.

If you want to become a pearl farmer, you have to invest at least ten taels of silver, and you have to pay interest and sea area contract fees every year. When the pearls are profitable, you have to pay taxes.

The elder family of the Lin clan arrived in southern Xinjiang. In order to share more houses, the elders of the Lin clan agreed to divide the family.

Along the way, the old Lin clan spent almost all their money, and the rest of the money was distributed to Dafang.

Lin Hu and the others didn't even get a tael of silver.

Fortunately, the house was allocated by the imperial court, and the couple worked hard, and the son occasionally made some things in the seaside wetlands to help the family, and saved almost five taels of silver.

As long as they contract a piece of sea, the output in the sea will belong to them. Not only can they raise sea mussels and fish, but there will also be all kinds of seafood, sea vegetables, etc. on the seashore. The monthly interest demanded by the court is not high, and the world will fall good thing,

Lin Hu talked to his wife for a few words, and the wife hurriedly urged: "Hurry up and sign up! Don't be late!"

After Lin Hu and his wife calculated the pros and cons, everyone rushed to sign up, except for those who were too conservative.

Song Benhua's booth was crowded, and he had to ask people to maintain order and let everyone line up.

When the elder Lin heard the news and rushed over with his eldest son and second son, the registration line was already hundreds of meters long.

He was so anxious that he saw his third son at the front of the line and immediately wanted to jump in line.

As a result, before he got close, he was sent aside by the patrolling soldiers responsible for maintaining order.

The old Lin clan stomped their feet in place and shouted at Lin Hu: "Help your eldest brother and second brother sign up too!"

Everyone's dissatisfaction suddenly came from around, and the patrolman even said to him directly: "One person can only sign up for one household."

The eldest son and the second son of the elder of the Lin clan suddenly became anxious, "We are all a family, so can't we raise them together?"

The questions they asked were also questions that other people present who were afraid of risks and wanted to share the risks with their families also wanted to ask.

Song Benhua explained: "You can negotiate privately for joint breeding, but the contract right for the sea area can only be in charge of one person."

Only one person is responsible for the contracting rights of the sea area, which means that whoever has the contracting rights will occupy the leading position in joint farming.

Why do you want to distribute the business that you know can make money to others, and since ancient times, the most taboo of doing business is to do business together as a family, unable to control, and want to share the biggest piece of cake.

Lin Hu glanced at his father, and the two elder brothers looked at him with wolf-like eyes.

The daughter-in-law grabbed him hard, and his heart skipped a beat, not knowing what to do later.

Many people who cultivated pearls did not report their names, but some people were shocked by the fact that the imperial court could lend money to everyone.

The interest released by the imperial court is so much lower than that of the bank!

If they could borrow more from the imperial court and pay back the money slowly, they would be able to buy more houses.

Just when everyone asked Song Benhua whether he could borrow money from the court even if he didn't cultivate pearls.

Bai Wutong introduced a new policy on the bank.

Unlike previous banks, banks can not only lend money, but also give everyone interest on deposits.

The more money you deposit in the bank, the more interest you will get every month or year.

Never thought that a bank that can really generate money with money, everyone rushed to consult with President Ma, who is in charge of the bank.

President Ma gave a detailed introduction to the bank's business, which is mainly divided into three categories, the first is loans, the second is deposits, and the third is investment.

Individuals who want a loan must meet two conditions, one is sufficient proof of assets, and the other is a good reputation.

If you have no assets, a fixed salary can also be used as security.

In addition to personal loans, there is also a type of commercial loan, as long as the company founded by an individual or the intellectual property can be certified, it can also be loaned.

If the bank doesn't like it, they can only use assets as collateral for loans.

There are many plans for deposits, and there are mainly two types for ordinary people, dead deposits and demand deposits.

The interest of the dead deposit is much lower than that of the current deposit. If the dead deposit is deposited and withdrawn halfway, the interest will be calculated as the current deposit.

Regarding investment, President Ma explained concisely that the bank selects projects that can make money, and everyone can participate in the investment. If they make a profit, it will be much higher than the interest. If they lose money, they may lose nothing left. , which is equivalent to modern stock trading.

Of the three major businesses, deposits are the most valued by everyone. Is it true that depositing money in the bank can really get back the principal and interest as President Ma said.

In case the court is black and white, there is no place to cry for injustice.

President Ma patiently explained: "This is a bank established with the empress's reputation. Don't worry, everyone can report us if there is a copper coin missing."

The empress can't lie, everyone immediately went back to get the private house, wanting to deposit the money in it quickly.

If you deposit one day earlier, you will earn an extra day of interest!

The house allocated by the imperial court does not cost money, but only needs to contribute to do the work that one should do.

However, if you want to buy a steel and concrete villa separately, the price is extremely expensive.

Wu Ji and his two children only got one set of villas, Wu Mengyao wanted to be like Zhao Lanzhi, not afraid of rumors and make decisions about the marriage.

If Wu Hao gets married in the future and lives under the same roof with his sister-in-law, it will be very inconvenient.

She also wanted to buy a house of her own, but she had no extra money. As soon as the bank loan policy was introduced, she immediately went to the design institute to obtain a work certificate as required, and wanted to buy a house with a loan.

She is alone, and she can't afford a single-family house, but a two-bedroom residential house should still be available.

Wu Mengyao works as a fashion designer at the Design Institute, and her monthly salary is one tael, plus extra bonuses and commissions, which meet the highest loan standards.

Wu Mengyao only paid a down payment of five taels of silver to book a two-bedroom apartment.

The moment she signed the contract, she showed a happy smile and sincerely thanked Bai Wutong.

Except for Wu Mengyao, Lin Yue thought of taking out a loan.

He loves to read story books, and movable type printing is now in the world, so he wants to take this opportunity to set up a book printing company.

Qingfeng is going to marry him soon, so she has to work hard.

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