Extraordinary Genius

With Liu Chuanzhi’s war, Liu Yong was able to reflect on what he was doing today. ¥f, he came to see Feng Yu, talk about the establishment of Minsheng Bank, but when he talked about the glorious cause, he forgot all about it.

"Feng, I didn't expect your business to be so big."

"Not too big, compared with many big companies in the world, it is not a big deal, but I am doing more complicated." Feng Yu said modestly.

"If Feng’s business is not too big, then we are all too humble. Feng Chuzhi told you about Minsheng Bank. Do you have any thoughts?" Liu Yonghao asked.

"It is certainly possible to invest in this bank, but there is actually a problem. Who of you understands the operation of the bank?" Feng Yu asked.

Feng Yu knows a person who is familiar with the bank. That is Li Zezhen. When he was in Canada, he worked in a bank.

"We don't understand, but Minsheng Bank still has to have state shares. That is to say, there will be special talents coming over to operate. This does not require us to worry. The major shareholder of the bank should be China Life Insurance, we are all It is a shareholding." Liu Yong explained.

Sure enough, it is the same as last life. Although it is said to allow private commercial banks, in fact, the majority shareholder is still a state, but it has become a shareholding system, making the bank's operations and incomes more transparent.

If this is the case, then there is nothing wrong with it. The previous World Bank of Minsheng has developed very well. Especially after 98 years, it has developed rapidly. Of course, all commercial banks have reached a period of rapid development.

However, there is a serious restriction on Minsheng Bank. That is, many state-owned banks have policies, including provident fund storage, including housing loans. They were not open to Minsheng Bank at the beginning, which seriously affected the development of Minsheng Bank.

If Minsheng Bank is treated like a state-owned bank. Then Minsheng Bank will develop better.

China Insurance Life Insurance, the future China Life Insurance Group, this is the world's highest life insurance group. The funds are very strong. It is also because of its participation that the development of Minsheng Bank is getting better and better. Because China's insurance law will be introduced next year, it is just a high-speed period for the development of the insurance industry, and the income of the life insurance group will be higher and higher.

Insurance is linked to banks, which is a successful model abroad. They use the amount insured by the customer to lend, invest, and earn the money to pay the insured's insurance claims. If there is no bank, how can they use the bank to pay interest?

It can be said that it is precisely because the country wants to vigorously develop the insurance industry. It was only after the birth of the Minsheng Bank, but the so-called private entrepreneurs proposed, the state agreed.

"This bank, the initial investment amount is how many companies need to be formed, private capital, how many shares can be occupied," Feng Yu asked.

Holding is definitely impossible, and it is difficult to become a major shareholder, but Feng Yu can invest in the name of a number of companies and then on the bank's board of directors. It takes a lot of seats to occupy a few seats.

If you don't want to be able to manipulate the bank casually, this country will definitely not let it. But he can't be operated by others at random, and his opinions are ignored.

"The initial registered capital is 10 billion r, we can occupy up to 49%, but did not say that the shares can not be traded in the future. There are no regulations for many companies, but we want to get at least one or twenty companies. Well, this can spread the risk." Liu Yong explained.

One hundred million, this money is not much for Feng Yu, but now there are too many investments. Not cost-effective. Whether it is Russian funds or funds from the country. b.

Can be the current domestic economic situation, plus the new bank. With so many powerful competitors, the income will certainly not be high. Fortunately, the bank operates normally and there is no risk of losing money.

Investment bank is for the future. If you can become a major shareholder of Minsheng Bank, then capital operations will be much simpler in the future. Moreover, banks are closely related to national policies. When they invest in Minsheng Bank, they can know the direction of national policies earlier and have a great influence on investment.

Feng Yu suspects that these bosses are just to know the policy trends, because the temporary banks really can't see any hope of making money. However, if the market can be listed in the future, it will still make a lot of money if it cooperates with banks to launch financial wealth management products.

"Liu boss, then I can introduce a few big bosses or big companies to buy shares. Xiangjiang merchants can't do it," Feng Yu asked.

"Xiangjiang businessman, I am afraid this is not possible. Although Xiangjiang will be part of the country, but the policy is still slightly different, one country, two systems. And Xiangjiang has not yet returned, in case someone has become a foreign nationality, what do you say about this share?"

"Can we have the same foreign banks in our country"

"But this is different from Minsheng Bank. There is also China Insurance Life Insurance. This can't be affected by any foreign investment. You have to introduce the big boss, big companies can, as long as the company is clear, the strength is enough. But One thing, this company must be a Chinese company."

"There is Xiangjiang shares, but it is the kind of China Capital Holdings, can you?" Feng Yu asked in detail.

If this does not work, then wind and rain electronics, wind and rain appliances, Aihua Electronics, Aihua Electric and other companies will not work. Even the Ice City Machinery Company can't do it, and the impact can be big.

"This is not to say no, I will ask you for help. Can you say which companies are all?" Liu Yong asked.

"Bingcheng Machinery Company, Wind and Rain Electronics, Aihua Electronics, Wind and Rain Appliances, Aihua Electric, etc., as well as Le Haha Group, Aihua Xiaobawang Company, Taihua Trading Company, Taihua Agricultural Products Co., Ltd., Taihua Supermarket Group, Ice City Pharmaceutical Group, etc., or can add wind and rain logistics company, Quanjude Group or something."

Liu Yonghao heard that several companies started to know that there are Feng Yu shares, and may even be Feng Yu Holdings, which can be seen in the company name. Wind and rain, Aihua, Taihua or something, must be related to Feng Yu. But he did not expect that these companies are so much.

Bingcheng Machinery Co., Ltd. has Feng Yu’s shares. He also knows this, but Lehaha Group and Bingcheng Pharmaceutical have something to do with Feng Yu.

Zong Qingxian of Le Haha, but he is very admired by a person who started from children's oral liquid, the company's scale has expanded year after year, and assets have turned up. This company, in the end, has Feng Yu’s shares, or Feng Yu just knows Zong Qingxian.

There is also the Ice City Pharmaceutical, which started in the middle of last year. It is not an advertisement for the Yangtai. It’s just about oral liquid. You can make a lot of money. Is this company also related to Feng Yu?

Wait, this Feng Yu said that so many companies do not want to participate in it, and then occupy a seat on the board is not yet to be continued.

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